Am I responsible for paying my late mother's credit card debt?

Talk to an Estate Planning Lawyer
Enter Your Zip Code to Connect with a Lawyer Serving Your Area
searchbox small

Question:

My mother died with very little money and a lot of debt. She named me as her executor. The bank that issued her credit card has been calling me and asking me what arrangements I’m going to make about getting the debt paid. Am I responsible for her debts?

 

Answer:

You are not personally responsible for her debts—and don’t let the credit card issue pressure you into taking on this debt. If there’s enough money in your mother’s estate to pay all your mother’s debts, then it’s your legal responsibility to pay them. If there isn’t enough money to go around, then state law sets out the priority for paying debts. In most states, credit cards fall near the bottom of the heap, below funeral expenses, attorneys’ fees, taxes, and other obligations.

This article is provided for informational purposes only. If you need legal advice or representation,
click here to have an attorney review your case .
LA-WS4:0.9.22.120430.13848